Life Insurance 101 (WATCH THIS BEFORE YOU BUY)
After getting my own life insurance policy last year, I’ve been blown away by what a cool tax-free, wealth-building loophole it is. They don’t call it “Rich Man’s Roth IRA” for nothing! Financial education, people! That being said, life insurance can be confusing, and there’s a lot of bad products/salespeople out there, so this video I share everything I know about life insurance and how to decide if it’s a fit for you. ***ATTENTION: I have a new Instagram and TikTok handle @itsrosehan *** That’s my official account, and I will NEVER message you about investment schemes, so please be careful and block & report any scammers posing as me. TIMESTAMPS 00:01:10 – What is life insurance? 00:06:40 – What’s best for you… Term Life vs. Permanent Life? 00:12:00 – When is the best time to get life insurance? 00:16:25 – How to choose a GOOD life insurance policy __________ ***š BOOK A FREE CONSULTATION WITH MY TRUSTED INSURANCE AGENT š*** Get an assessment of your financial situation and learn more about how different policies work https://calendly.com/yairklyman SOME NAMES OF REPUTABLE *MUTUALLY-OWNED* INSURANCE COMPANIES Northwestern Mutual, National Life, John Hancock, Mutual of Omaha, Minnesota Mutual, Nationwide __________ ***FREE TRAININGS š¤*** THE 3 SECRETS TO INVESTING IN TIMES OF UNCERTAINTY š How to build wealth on autopilot, even if you’re scared, totally confused by financial jargon, and tend to get stuck in āanalysis paralysisā. https://www.rosehan.com/investing ā SIGN UP HERE $1K ON THE SIDE šø 3 insider tips to creating consistent monthly cashflow with options trading ā¦even if youāre totally intimidated by it, busy with a full-time job & donāt want to be glued to a screen all day. https://www.rosehan.com/optionstrading ā SIGN UP HERE __________ ***BOOKS I RECOMMEND š*** I Will Teach You to Be Rich (hilarious how-to book on personal finance for millennials) https://amzn.to/2VbJ1Pt The Little Book of Common Sense Investing (Jack Bogle’s classic advice on index funds) https://amzn.to/32ewzjj InvestED (step-by-step, millennial-friendly advice on how to pick stocks like Warren Buffett) https://amzn.to/2SLTYpn Unshakeable (this book = courage. blast ALL the fears & misconceptions you have about investing) https://amzn.to/2SKyklt Rich Dad Poor Dad (#1 selling personal finance book of all time… need I say more?) https://amzn.to/2SJ6vtx Think and Grow Rich (the ultimate book on money mindset and wealth consciousness) https://amzn.to/37N2adc ________ ***ROSE’S FILMING EQUIPMENT š·*** Tripod: https://amzn.to/3G7FaqJ (travel-friendly) Camera: https://amzn.to/3KN1BoC Lens: https://amzn.to/3H2QmGo (for blurry background) Microphone: https://amzn.to/3tSdaVf __________ DISCLAIMERS & DISCLOSURES ā¤ This content is for education and entertainment purposes only. Rose does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Investing With Rose is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Thank you for your support! __________ SAY HI ON SOCIAL! šš¼ Website: https://www.rosehan.com Instagram: http://instagram.com/itsrosehan TikTok: https://www.tiktok.com/@itsrosehan Facebook: https://www.facebook.com/itsrosehanofficial Pinterest: https://pinterest.com/itsrosehan Twitter: https://twitter.com/itsrosehan LinkedIn: https://www.linkedin.com/in/itsrosehan https://youtu.be/gdQ357almxQ
I love your channel! I always get the info Iām looking for and then some. Thank you!!
THanks for Shear
Westfield mall SF
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3 Reasons why you shouldnāt do permanent insurance that includes cash value:
-There are 0$ in your cash value for at least 4 years before your money start accumulating
-When you finally do start accumulating money in your cash value and you want to withdraw, you have to pay your money back WITH interest. Wow
– Your beneficiaries can not get both the death benefit AND the cash value. So you wasted your money on a cash valueā¦ nobody but you can touch, that sucks.
And itās all in your policy, I can show you in black and white.
Can u make a video comparison on which Life Insurance Company is the best? Iām also looking at the Indexed Universal Life.. Thanks to your channel, iām learning so much..
Permanent Life Insurance is a terrible investment. Low returns and high premiums. You should be getting term and invest the rest in a good stock.
am I mistaken or for whole life insurance, does ur investment that’s been building and gaining interest not go to ur family if u die?
you seem to be purposely avoiding bringing up the concept of a “spouse” in all of your examples and statements. this and other videos too
You’re a great teacher thank you.
You paid your student loan two years ago as of today September 2022. Have you look at āTHE BIDEN ADMINISTRATIONāS STUDENT LOAN DEBT PLANā
Hi, how can I get an IUL policy?
Which company should I go to to get a policy coverage?
Permanent life insurance is a scam. After listening to many people, itās not good
start with a term and if you live that far out 30 years in your 28th year plan for a permanent
thank